Trust Deed Investing in California

By G. David Lapin On May 8 2025

Unlocking Higher-Yield Opportunities: Trust Deed Investing in California

California's real estate market offers lucrative prospects for investors seeking stable, high-return opportunities. One such avenue is trust deed investing, a strategy that allows individuals to earn passive income by funding real estate loans secured by property deeds.
What Is Trust Deed Investing?

In trust deed investing, private investors provide capital to borrowers for real estate transactions. In return, investors receive a promissory note secured by a deed of trust, giving them a lien on the property. This structure offers several advantages:

High Returns: Investors can earn annual returns ranging from 8% to 12%, depending on the loan's position and terms.

Secured Investment: The property serves as collateral, reducing the risk of default.

Passive Income: Monthly interest payments provide a steady cash flow.

Why California?

California's robust real estate market makes it an attractive location for trust deed investments. The state's diverse property types, from residential homes to commercial developments, offer a wide range of investment opportunities. Additionally, California's legal framework supports efficient foreclosure processes, providing added security for investors. Note Hanovermc is not a "loan to own type of Company", we want a positive return for the trust deed investor and the hard money borrower.
Getting Started

To begin trust deed investing in California:

Research: Understand the local real estate market and legal considerations.

Partner with a Reputable Hard Money specialist: Collaborate with established firms experienced in managing trust deed investments.

Diversify: Spread investments across different properties and loan types to mitigate risk. (whole and fractional trust deeds)

Trust deed investing in California presents a compelling opportunity for those looking to diversify their investment portfolios and achieve high, consistent returns. By partnering with experienced hard money professionals and conducting thorough due diligence, investors can capitalize on the state's dynamic real estate market.

For more information or to begin your application process, visit HanoverMC's website today. www.hanovermc.com

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DISCLAIMER
Hanover Mortgage Company is California licensed only. Real Estate Broker – California Department of Real Estate. Broker License #01410448 │ NMLS I.D. Number: 337458. INTEREST RATES CAN CHANGE WITHOUT NOTICE. ASK US FOR CURRENT RATE INFORMATION. BORROWERS AND PROPERTIES MUST QUALIFY. CONDITIONS AND RESTRICTIONS MAY APPLY. Loan programs, amounts, rates and terms are subject to change without notice. Loan approval is not guaranteed and all loan applications are subject to verification of acceptable credit, income, employment, lien position and value of collateral in the sole discretion of Hanover Mortgage Company. Flood and/or property hazard insurance may be required. Additional fees, conditions, restrictions and limitations may apply. Not all programs are available in all areas. The interest rate for adjustable rate mortgage loans is subject to increase. Please contact Hanover Mortgage Company to determine your eligibility for a specific loan product. Hanover Mortgage Company does not offer financing for those transactions defined as ‘Covered Loans’ or ‘High Cost Loans’ in any state or federal law. Hanover Mortgage Company is a Mortgage Broker. Mortgage Broker fees will apply unless stated otherwise. Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. Investment Products: Are Not FDIC Insured • Are Not Bank Guaranteed • May Lose Value • Are Not a Deposit • Are Not Insured by Any Federal Government Agency. Investments arranged through Hanover Mortgage Company are not insured or guaranteed. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.

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