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Safeguarding the American Dream

Real Estate Loans & Investments

We bring together Capital and Opportunity.

People do business with people they like and trust. In most cases, our differentiation distills down to building relationships versus simply completing transactions. The result is a win-win for all stakeholders: Investor, Borrower and Referral Partner.
Investment Real Estate Loans
President of Hanover Mortgage Company

G. David Lapin

President & Broker of Record
Cal BRE Lic: 01077870 ~
NMLS ID: 258730

Jo-Ann Lapin

MLO/Account Executive
Cal BRE Lic: 01203203 ~
NMLS ID: 258823
Chief Production Officer at HanoverMC

We facilitate real estate lending and trust deed investing by meeting the special financing needs of qualifying borrowers and the investment objectives of accredited trust deed investors.

Private Mortgage Loan for Residential Properties

Capitalize On Our Common Sense©

HanoverMC arranges an array of private mortgage loans for a multitude of purposes. We offer real estate loans on most types of properties ranging from $35,000 to over $2,000,000 throughout California. We focus on loan scenarios that cannot be adequately handled by traditional lending sources either due to time constraints, deal complexity or the transitional nature of the asset. We step in where banks leave off, funding commercial, multi-family (apartments) and residential – business purpose, non-owner occupied, income producing 1-4 unit properties on purchase or refinance transactions. We provide financing for both cash-flowing, income-producing properties and for select transitional properties. We will consider completion dollars for unfinished construction projects that are at least 80%+ complete, SPEC financing for ground-up construction of stick-built & Modular as well as Fix & Flip/Hold financing.

Good Deeds You Can Trust©

Our number one priority of “safety first” governs our investment philosophy. Our trust deed investment opportunities are focused on new origination’s with short or mid-range investment horizons (3-60 months) secured by both residential and commercial properties, primarily in first position that typically possess in excess of 40% protective equity earning between 6%-9% APY (annual percentage yield) interest returns depending on property type, use, associated risk, local laws and market boundaries. Higher returns are available on land, construction completion, REHAB/Fix & Flip financing and junior loans. Investors are not charged any “load” or “transaction fees” to invest and can be vested in a variety of ways including to private individuals, corporations, pension plans, 401Ks, retirement funds, IRAs, foundations, endowments, Roth IRAs, Self-Directed IRAs, Charitable Remainder Trusts (CRTs), Family Trust and SEP accounts based in the California area.
California Trust Deed Investing

We believe deeply in the core idea of the American Dream – the idea that if we work hard and play by the rules we will have a better life than our parents – not just because its a moral imperative, but also because it is the surest way to build prosperity for every American.


Hanover Mortgage Company is a Private Money Lending & Trust Deed Investment Company located in Orange County, California.

Founded in 2001, our services include originating, underwriting, funding and servicing of private trust deed transactions in the state of California.
We balance the demand between capital and opportunity to the benefit of investors, borrowers and referring professionals alike.
As a Private Money Lending company we specialize in equity based real estate secured loans providing fast, flexible and competitive financing alternatives for borrowers or properties that do not meet conventional underwriting guidelines.
As a Trust Deed Investment Company (TDIC), we present quality Trust Deed Investments which offer a stable yield, lower downside risk, solid exit strategy and consistent return on investments.


Hanover Mortgage Company dba Hanover MC is a California Corporation licensed by the California Department of Real Estate and is SAFE Act compliant.

Licensing board: California Department of Real Estate (CalDRE)

Licensing board: Nationwide Mortgage Licensing System and Registry (NMLS)

Hanover Mortgage Company:

Investors interested in discussing trust deed investments, please call 714-838-1474 or submit an Inquiry to be personally contacted by a Hanover MC representative.