We bring together Capital and Opportunity

People do business with people they like and trust. In most cases, our differentiation distills down to building relationships versus simply completing transactions. The result is a win-win for all stakeholders: Investor, Borrower and Referral Partner.

G. David Lapin
G. David LapinPresident & Broker of Record

G. David Lapin serves as the President of and Broker of Record for Hanover Mortgage Company. He holds a Real Estate Broker’s License from the State of California Bureau of Real Estate, maintains a Nationwide Mortgage Licensing System (“NMLS”) MLO endorsement, and is a member of the California Mortgage Association and the National Association of Mortgage Brokers.

His experience encompasses thirty+ years of practice in a broad range of interrelated areas of real estate, including commercial development, construction, investment brokering, property management, and lending, with twenty-five+ years direct transactional experience in residential mortgage banking and brokerage.

David is a contributor of articles to real estate and finance periodicals and a speaker on the topic of mortgage financing. David was featured in Robert Irwin’s book, Armchair Real Estate Investor and had hosted his own radio show.

With a strong knowledge of real estate finance and having sat on all sides of the negotiating table, David understands the intricacies of real estate and mortgage transactions and has created the Hanover vision to serve Californians real estate financing and investment needs.

David lives in Orange County, California with his wife, Jo-Ann and their two children. He is an alumnus of California State University (Fullerton). He also earned an Associate of Arts degree in economics from Irvine Valley College and conducted a portion of his studies at the Sorbonne in Paris, France.

Cal BRE Lic: 01077870 ~ NMLS ID: 258730

Jo-Ann Lapin
Jo-Ann LapinMLO | Account Executive

Jo Ann Lapin is the chief production officer at HanoverMC, and is responsible for procuring equity-investment opportunities. With over 18 years of experience in residential real estate lending, business development and sales, Jo-Ann manages new and existing business relationships – identifying sales and investment opportunities, educating current and potential clients and referral partners about the firm’s products and services and articulating the company’s ability to meet the clients’ lending and investment objectives, ensuring client retention and satisfaction, while building trust, confidence, loyalty and goodwill.

Jo Ann’s strong work ethic extends to her commitment to community service. Volunteer work includes: ADL, Jewish Family Services of Orange County – Volunteer community services; Avon Breast Cancer – Early detection/Awareness; Selwin Segal Hostel (South Africa) – Teaching Mentally Handicapped Children dancing, arts and crafts, and the Joyful Foundation an organization that donates hand-made blankets to hospitals, cancer centers, and individuals receiving long-term medical treatments.

Jo Ann was born and raised in South Africa. She immigrated to the United States with her family in the early 1990’s and established her roots in Orange County, CA, where she resides with her husband, David and their two children.

Cal BRE Lic: 01203203 ~ NMLS ID: 258823

We facilitate real estate lending and trust deed investing by meeting the special financing needs of qualifying borrowers and the investment objectives of accredited trust deed investors.

We believe deeply in the core idea of the American Dream – the idea that if we work hard and play by the rules we will have a better life than our parents – not just because its a moral imperative, but also because it is the surest way to build prosperity for every American.


Hanover Mortgage Company is a Private Money Lending & Trust  Deed Investment Company located in Orange County, California.

Founded in 2001, our services include originating, underwriting, funding and servicing of private trust deed transactions in the state of California.

We balance the demand between capital and opportunity to the benefit of investors, borrowers and referring professionals alike.

As a Private Money Lending company we specialize in equity based real estate secured loans providing fast, flexible and competitive financing alternatives for borrowers or properties that do not meet conventional underwriting guidelines.

As a Trust Deed Investment Company (TDIC), we present quality Trust Deed Investments which offer a stable yield, lower downside risk, solid exit strategy and consistent return on investments.

20 Years in Business


Hanover Mortgage Company dba Hanover MC is a California Corporation licensed by the California Department of Real Estate and is SAFE Act compliant.

Licensing board: California Department of Real Estate (CalDRE)

Licensee Status Inquiries:
Licensing information: (916) 227-0931 CalDRE website.
Click here to check the status of our corporation license record with the CalDRE.
Enter our license I.D. number: 01410448

Licensing board: Nationwide Mortgage Licensing System and Registry (NMLS)

Licensee Status Inquiries:
NMLS Consumer AccessSM Website
Click here to verify our NMLS licensing/registration information.
Enter our NMLS I.D. number: 337458

Financial Note: Hanover Mortgage Company is privately held, run and controlled by its original founder. The company was self-financed, is cash flow positive and does not owe money to outside investors or venture capitalists.

Hanover Mortgage Company

  • Maintains a positive Dun and Bradstreet (D&B) credit rating: D&B D-U-N-S Number: 14-694-1716
  • Holds an A rating with the Better Business Bureau.