Many smart individuals mistakenly fall for the premise that complexity is a key component to superior performance. Wall Street’s product industry has cultivated and reinforced this fallacy for generations. In fact, nothing could be further from the truth. In the end, complex investment strategies almost always suffer from chronic under-performance. And regardless of the hype and prestige these investments are commonly cloaked in, they are usually designed to first and foremost enrich those managing and selling them. For the experienced and novice investor alike, straightforward and transparent investments are almost always the best of all options. Source: Forbes