Trust Deed Investing
Earn Attractive Annual Yields
In the world of investments, diversification is the key to success. While traditional avenues like stocks, bonds, and mutual funds remain popular, alternative investment strategies have gained traction among savvy investors. One such strategy is trust deed investing, a unique approach that offers a host of benefits for those seeking higher returns and increased security.
Here are some of the benefits of trust deed investing:
Consistent Cash Flow:
Trust deed investing involves lending money to borrowers secured by real estate properties. Investors earn consistent monthly income in the form of interest payments made by the borrowers. This steady cash flow can provide a reliable source of income, making it an attractive option for individuals looking for regular payouts.
For years, Hanover MC has helped countless investors build their wealth, secure their retirement and supplement their monthly income with our trust deed investments.
Higher Returns:
One of the most enticing aspects of trust deed investing is the potential for higher returns compared to other traditional investment options. Trust deed investments often offer attractive interest rates and is backed by real estate, and investors can potentially earn returns that outperform many other fixed-income investments.
Collateralized Investment:
Unlike stocks or mutual funds, trust deed investments are secured by tangible assets, primarily real estate properties. This collateralization provides a layer of security for investors. In the event of a borrower default, the investor has a legal claim on the property, allowing them to recoup their investment by foreclosing on and selling the property. This reduced risk appeals to conservative investors seeking to protect their capital.
Diversification:
Trust deed investing offers an excellent opportunity to diversify an investment portfolio. By allocating funds to real estate-backed loans, investors can spread their risk across different properties, regions, or loan types. This diversification helps mitigate the impact of any potential market downturns and provides a buffer against volatility.
Passive Investment:
Trust deed investing can be a passive form of investment, particularly when utilizing the services of a reputable trust deed investment company such as Hanover MC. We handle all the details of the investment, including underwriting, and loan servicing, freeing investors from the responsibilities of day-to-day management. This arranges trust deed investing an attractive option for individuals looking for a hands-off investment approach.
Shorter Investment Period:
Trust deed investments typically have shorter terms compared to other real estate investment options like buying rental properties. While traditional real estate investments may require long-term commitment, our trust deeds often have a duration of up to 60 months. This shorter investment period allows investors to enjoy faster liquidity and the opportunity to reinvest in other ventures.
Hanover MC arranges real estate loans in California secured by deeds of trust held by private individuals, trusts and qualified retirement accounts seeking different investment needs.
Whether trust deed investors want short-term investments, long-term investments, single-property investments or diversified investments over multiple properties, our team works closely with our trust deed investors to align the trust deed investment strategy with their individual goals and objectives.
Our number one priority of "safety first" governs our investment philosophy. Our trust deed investment opportunities are focused on new origination’s with short or mid-range investment horizons (3-60 months) secured by both residential and commercial properties, primarily in first position that typically possess in excess of 40% protective equity earning between 8% plus APY (annual percentage yield) interest returns depending on property type, use, associated risk, local laws and market boundaries. Higher returns are available on land, construction completion, REHAB/Fix & Flip financing and junior loans.
Investors are not charged any "load" or "transaction fees" to invest and can be vested in a variety of ways including to private individuals, corporations, pension plans, 401Ks, retirement funds, IRAs, foundations, endowments, Roth IRAs, Self-Directed IRAs, Charitable Remainder Trusts (CRTs), Family Trust and SEP accounts based in the California area.
Why Invest With Hanover MC
Experience - Due Diligence - No Fees
Attractive Risk-Adjusted Yields
Yields vary between 7-11% APY, depending on property type, location, and sponsorship.
Conservative Loan to Value
Well-analyzed LTV of not more than 65% provides more investor security.
Average Investment Term: 1 to 5 Years
Our target note term is generally 1 to 5 years but longer on a case by case basis.
Contact Us Today To Talk About Investing
DISCLAIMER
Hanover Mortgage Company is California licensed only. Real Estate Broker – California Department of Real Estate. Broker License #01410448 │ NMLS I.D. Number: 337458. INTEREST RATES CAN CHANGE WITHOUT NOTICE. ASK US FOR CURRENT RATE INFORMATION. BORROWERS AND PROPERTIES MUST QUALIFY. CONDITIONS AND RESTRICTIONS MAY APPLY. Loan programs, amounts, rates and terms are subject to change without notice. Loan approval is not guaranteed and all loan applications are subject to verification of acceptable credit, income, employment, lien position and value of collateral in the sole discretion of Hanover Mortgage Company. Flood and/or property hazard insurance may be required. Additional fees, conditions, restrictions and limitations may apply. Not all programs are available in all areas. The interest rate for adjustable rate mortgage loans is subject to increase. Please contact Hanover Mortgage Company to determine your eligibility for a specific loan product. Hanover Mortgage Company does not offer financing for those transactions defined as ‘Covered Loans’ or ‘High Cost Loans’ in any state or federal law. Hanover Mortgage Company is a Mortgage Broker. Mortgage Broker fees will apply unless stated otherwise. Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. Investment Products: Are Not FDIC Insured • Are Not Bank Guaranteed • May Lose Value • Are Not a Deposit • Are Not Insured by Any Federal Government Agency.