Buy and Hold Mixed-Use Real Estate Closing In Berkeley, CA

By G. David Lapin On April 29 2025

Buy and Hold Mixed-Use Real Estate: A Smart Investment Strategy for Long-Term Cash Flow and Growth.

HanoverMC closed a successful mixed-use real estate transaction for a local investor in Berkeley, CA 94702 with fractional private benies funds. Berkeley is known for its strong rental demand, walkability, and vibrant urban economy. This well-located property includes a blend of residential units and ground-floor commercial space, ideal for a buy and hold strategy focused on stable cash flow and long-term appreciation. The deal was structured with a 1st mortgage of $780,000, representing just 64% of the ARV (After Repair Value), and included no prepayment penalty, offering the investor both flexibility and equity from day one.

Berkeley continues to benefit from high-density zoning trends, especially in neighborhoods close to public transit and downtown corridors. With a growing population, limited housing supply, and proximity to major employment centers like UC Berkeley, Emeryville tech hubs, and San Francisco, the city remains a top choice for mixed-use and infill development. The area's progressive planning policies and strong job market contribute to low vacancy rates and high rent growth, making Berkeley real estate a prime target for investors seeking both residential and commercial rental income.

This transaction highlights how HanoverMC helps investors unlock opportunity in Berkeley’s competitive real estate market, structuring smart financing and sourcing high-performing assets in high-demand, mixed-use neighborhoods.

For more information on our Hard Money Loans or Trust Deed Investments, call our office at 714.838.1474 ext. 102 or visit our:www.hanovermc.com

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DISCLAIMER
Hanover Mortgage Company is California licensed only. Real Estate Broker – California Department of Real Estate. Broker License #01410448 │ NMLS I.D. Number: 337458. INTEREST RATES CAN CHANGE WITHOUT NOTICE. ASK US FOR CURRENT RATE INFORMATION. BORROWERS AND PROPERTIES MUST QUALIFY. CONDITIONS AND RESTRICTIONS MAY APPLY. Loan programs, amounts, rates and terms are subject to change without notice. Loan approval is not guaranteed and all loan applications are subject to verification of acceptable credit, income, employment, lien position and value of collateral in the sole discretion of Hanover Mortgage Company. Flood and/or property hazard insurance may be required. Additional fees, conditions, restrictions and limitations may apply. Not all programs are available in all areas. The interest rate for adjustable rate mortgage loans is subject to increase. Please contact Hanover Mortgage Company to determine your eligibility for a specific loan product. Hanover Mortgage Company does not offer financing for those transactions defined as ‘Covered Loans’ or ‘High Cost Loans’ in any state or federal law. Hanover Mortgage Company is a Mortgage Broker. Mortgage Broker fees will apply unless stated otherwise. Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. Investment Products: Are Not FDIC Insured • Are Not Bank Guaranteed • May Lose Value • Are Not a Deposit • Are Not Insured by Any Federal Government Agency. Investments arranged through Hanover Mortgage Company are not insured or guaranteed. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.

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