Hard Money Financing & Trust Deed Loan California

866.903.5034

Alternative Financing & Investment Options.

There are segments of the market that are not being served by today’s Crowdfunding Marketplaces, Banks & Credit Unions, Insurance & Life Companies, or Agency and Government programs. This is where we fit in, And you may too!

Hard Money Lending

We offer a comprehensive range of mortgage solutions that fit unique client scenarios and help solve complex lending situations

Obtain a Hard Money Loan

Trust Deed Investing

We offer Secured Investments for Accredited Investors. Select from either whole loan or fractional interest in California trust deed investments.

Invest in a Trust Deed

Note Buying & Selling

We purchase promissory notes secured by deeds of trust on California real estate, both residential and commercial properties.

Sell Your Note for Cash

Hard Money Financing Real Life Success Stories

We are proud of our record in helping borrowers obtain the hard money financing they need and investors
the higher quality risk-adjusted returns they seek.

Agricultural Property

This Orchard Ranch property’s line of credit had matured and the borrower was facing an impending NOD due to several failed refinance attempts at major banks and an impatient creditor that would not renew the line – all because the institutional lenders were singularly focused on deriving income from tax returns. We took a global approach to underwriting the borrower’s income, using bank statement deposits with asset amortization to derive additional qualifying income and facilitated a new first lien of $500,000, avoiding the NOD filing and preserving the borrowers excellent credit – all within two weeks of receiving the initial loan request.

Manufactured

This brand new manufactured SFR, listed for sale at the time of application, was one of two properties collateralized against a ballooning note with less than a month before maturity. The borrower needed to free up one of the properties to sell, but also wanted to maintain the debt at the original principle balance for income tax purposes. The primary objection traditional lenders had was the borrowers Schedule E reflecting a loss from rental real estate. We took an alternative approach, and focused our underwriting on the subject property, factoring market rents and marketability as well as the borrowers compensating factors – additional sources of income. We structured a new first mortgage of $218,000 against the new manufactured unit preserving the borrowers tax basis.

Church Property

An existing religious organization was seeking a purchase loan to acquire a Religious Facility for owner-user purposes. As a younger church with a recently ordained pastor, traditional sources of financing were not available. However, we saw a different financial picture. Monthly Tithes and Offerings were consistent. Membership was growing. Subject grounds had three manufactured housing units on site that could be rented out to generate additional revenue. Additionally, the Pastor was strong financially and had state government employment. We took an alternative approach to underwriting, factoring market rents of the modular units as well as the borrowers compensating factors to derive additional qualifying income and facilitated a new first lien of $155,000.

Modular SFR

Borrower owned two contiguous lots free & clear, each fully entitled with a stamped set of approved plans and permits for Factory Built Modular SFR’s. Grading and foundation work stalled due to lack of funds. Traditional financing was no longer an option due to broken title issues and mechanic lien endorsement challenges. We resolved the title concerns, was issued a title policy with requisite endorsements, and facilitated a construction completion loan.

Multi-Family Family

Borrower was seeking a purchase loan to acquire a 6 Unit Multi Family Dwelling as the up-leg (replacement property) in a 1031 Delayed Exchange with an exchange/purchase period fast approaching the 180 Day Deadline to close. Additionally, the borrower was self-employed with business income reported on an individual IRS Form 1040 that did not necessarily represent income that has actually been distributed to the borrower. We focused our underwriting on the subject property, factoring current rents and marketability and closed (within two weeks of loan inquiry) on a $475,000 First Deed of Trust, perfecting the 1031 tax deferred exchange.

Trust Deed Loan for 6 Unit Multi-Family Dwelling

Customer Reviews

Don’t take our word for it. Just listen to what our satisfied customers have to say…

Multi-Family Residence

"I always know where I stand in throughout the process..."

Louis

Fresno, California

Single Family Fix & Flip

"What they quoted me is what it was at the end of the transaction..."

David

Upland, California

Trust Deed Investor

"Very detailed, very thorough and very helpful..."

Mark

Bakersfield, California

It is our goal to help you meet your goal.

You have a Vision. We have a way to get you there.

Talk to Us...

Call us today at 1-866-903-5034 or email below to turn your plans into action.

“I have but one lamp by which my feet are guided, and that is the lamp of experience. I know no way of judging of the future but by the past.” Patrick Henry.

Trust Deed Loan - TheWeekly™

A weekly newsletter that simplifies the trust deed loan & real estate headlines you need to know in one bite-sized email . We do the homework by finding, sifting, and reading pieces across a wide variety of sources, decide what’s worthless, what’s biased, and what might actually be insightful. Then we pass it on to you in easy to digest snippets for a quick read on the go.

BUY. FLIP. HOLD. REFINANCE.

Equity-based Private Hard Money & Bridge Loans

INCOME. SECURITY. DIVERSIFICATION.

California Trust Deed Investments

TURN FUTURE PAYMENTS INTO CASH.

We Buy Promissory Notes [Deed of Trust or Mortgage]

Alternative Financing & Investment Options.

Hard Money Lending

Obtain a Hard Money Loan

Trust Deed Investing

Invest in a Trust Deed

Note Buying & Selling

Sell Your Note for Cash

Hard Money Financing Real Life Success Stories

Agricultural Property

Manufactured

Church Property

Modular SFR

Multi-Family Family

Customer Reviews

Multi-Family Residence

Single Family Fix & Flip

Trust Deed Investor

It is our goal to help you meet your goal.

Talk to Us...

“I have but one lamp by which my feet are guided, and that is the lamp of experience. I know no way of judging of the future but by the past.” Patrick Henry.

Trust Deed Loan - TheWeekly™

Bite-sized news, Fast. Fun. Digestible!