Competitive private money loans that work for your client.


Mortgage Broker Protection

You know your clients and have worked hard in their best interest. That’s why we guarantee your client relationships are safe with us.

Long Term Partner

We value long term relationships with our broker partners. A commitment to transparent communication and no hidden surprises.

Fast Closing and Flexibility

Lending our own money means there are no investor delays and we take an individualized approach to reviewing each loan.

Our Loan Programs

Our loans are competitively priced with no hidden fees, transparent communication and quick results. We’ll help you with the loan program that is right for your client:

Fix and Flip

For seasoned investors who buy, rehab, and sell residential properties of up to 4 units.


For seasoned investors who buy and rent residential properties up to 4 units.

Ground Up Construction

For seasoned investors who build or have construction needs for their real estate investments.

Bridge Loan Program

For seasoned investors who need a bridge loan for their real estate investments.

Note: Other loans programs are available. Contact us for details.

Our Process

We’ll help you choose the loan program that is right for you. We offer competitively priced loans with no hidden fees, transparent communication, and quick results.

Step 1

Give Us a Call

We’ll review your scenarios and provide loan options that work.

Step 2

Speak with a Relationship Manager

Your Relationship Manager will give you an honest initial assessment of your client’s deal and feedback about their opportunities and lending options.

Step 3

Provide the Details

Then just provide us with minimal documentation and property information about the project and we’ll start the loan process.

Step 4

Focus on Your Project

We’ll do the rest and contact you or your client every step of the way to ensure a smooth closing.

Qualifying is Easy

We know that one size does not fit all, so we will carefully review various factors when providing your lending solution. Below are the criteria we consider:


A credit check is required on individual borrowers and personal guarantors. For returning customers, credit is updated every 180 days.


Verifiable real estate transaction history which reflects your experience executing rehab projects.

Background Check

A standard background check including criminal, credit and court record.


“You said exactly what you would do for our company, how much of a loan you felt that we could reasonably get to satisfy our financial need, and how much it was going to cost. All the while you and David both were following up with phone calls and e‐mails to keep everyone informed and up‐to‐date. I will tell everyone I know how great your service is, that Hanover Mortgage can deliver what most other lenders can’t, and that working with your can-do attitude makes all the difference.”

Timothy P. - Huntington Beach, CA


“Seamless, Fast, and Extraordinary service!!! There are no words to really describe how amazing my experience was with Hanover MC. David Lapin and Jo Ann hit it out of the park with their customer service, communication, and their encyclopedia-like knowledge of lending. They exceeded my expectations on so many levels. I went into the refinance looking for working capital, David’s consultation helped me with a bigger picture and long term goals. It really does not get smoother than that!”

Avi R. - Los Angelas, CA


“Working with Hanover MC was a pleasure. Working to get loans in the industry that we are in (place of worship) are tricky coupled with a short timeline that we had it seemed it would be impossible for us to get a loan. But Hanover was able to not only get us a loan but get us a loan within our timeline. When we need a re-finance we again trusted Hanover MC and were so happy with the outcome. David and Jo Ann were on top of everything, very knowledgeable and top notch to work with. I would recommend them to anyone and I would also work with them in the future.”

Krysten C. - Simi Valley, C