Hard Money Loans ¦ Soft Money Terms

Real Estate Loans for Commercial & Residential Transactions that do not Qualify for Ordinary Bank or Conventional Financing.

  • 5 Star Review on Facebook

    “My experiences with Hanover are truly refreshing. Jo Ann and David are the ultimate professionals. They were able to perform on a loan and closed within 10 days and 2 of those days being holidays. Having someone stand by their word nowadays is hard to come by. I can’t thank them enough for all of their hard work and responsiveness. There is no doubt that I will be referring them to all my clients, family and friends”. Jason P. Realtor, Laguna Beach, CA.

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A Smart, Fast & Easy Way to Fund Hard Money Loans

There shouldn't be a "one-size fits all" model for determining loan approval.

We realize a “one size fits all” approach doesn’t work for hard money loans. Many loans are underwritten to a conventional standard that evaluates transaction metrics within a box, unable to deviate from modeling tools and matrices. What works for one, may not work for another – which is why there simply can’t be a one-size-fits-all approach to hard money loans.

No two transactions are alike.

Our approach to lending is different. See how we help borrowers just like you.

Nothing to risk... but so much to gain!

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  • 5 Star Review on Google

    “This company was very professional came through on time and never failed to include the personal element borrowers like. They are honest and good and easy to work with. I have done two loans with them and definitely recommend them”. Rosemarie C. Real Estate Investor, Laguna Hills, CA.

  • 5 Star Review on Yelp

    “Seamless, Fast, and Extraordinary service!!! There are no words to really describe how amazing my experience was with Hanover MC. David Lapin and Joann hit it out of the park with their customer service, communication, and their encyclopedia-like knowledge of lending. They exceeded my expectations on so many levels. I went into the refinance looking for working capital, David’s consultation helped me with a bigger picture and long term goals. It really does not get smoother than that!”. Avi R. Real Estate Investor, Los Angeles, CA.

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Hanover Mortgage Company is California licensed only. Real Estate Broker – California Department of Real Estate. Broker License #01410448 │ NMLS I.D. Number: 337458.