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Real Estate Loans for Commercial & Residential Transactions that do not Qualify for Ordinary Bank or Conventional Financing.

  • 5 Star Review On Facebook

    “Jo Ann and David were wonderful! They made it happen! I am a Realtor and we had a home listed that for a few different issues was not working with the traditional lending route. They were responsive, professional, always easy to reach, and, in the end, got it done in what seemed like no time at all. Thank you to Hanover for all their help! “. Sandy DeAngelis. Realtor, Tustin, CA.

Are You Interested in Getting a
Hard Money Loan Quote...

We arrange competitive rates and flexible terms with no upfront fees on transactions involving the Acquisition, Refinance and/or REHAB/Renovation of investment real estate including transitional properties, value add opportunities and transactions requiring time-sensitive (fast) closings.

  • No Hidden or Upfront Fees
  • Attractively-Priced Loans
  • Minimal Documentation
  • Flexible Underwriting

We underwrite, draw docs, and service all the loans we place and can customize terms, rates, leverage level, loan structure and repayment schedules to ensure advantageous repayment terms.

Discover Your Options! We offer soft money terms and no upfront costs. Contact us today to receive a no obligation quote.

FREE No-obligation Quote...

A Smart, Fast & Easy Way to Fund Hard Money Loans

There shouldn't be a "one-size fits all" model for determining loan approval.

We realize a “one size fits all” approach doesn’t work for hard money loans. Many loans are underwritten to a conventional standard that evaluates transaction metrics within a box, unable to deviate from modeling tools and matrices. What works for one, may not work for another – which is why there simply can’t be a one-size-fits-all approach to hard money loans.

No two transactions are alike.

Our approach to lending is different. See how we help borrowers just like you.

Don't be an anonymous loan number. We work with you personally and want to know your story.

Experience a Simplified Mortgage Process that's Quick, Comfortable and Affordable

Nothing to risk... but so much to gain!

Enter your name and email address below to learn how we help borrowers just like you.

We value your privacy and would never spam you.

  • 5 Star Review on Facebook

    “My experiences with Hanover are truly refreshing. Jo Ann and David are the ultimate professionals. They were able to perform on a loan and closed within 10 days and 2 of those days being holidays. Having someone stand by their word nowadays is hard to come by. I can’t thank them enough for all of their hard work and responsiveness. There is no doubt that I will be referring them to all my clients, family and friends”. Jason P. Realtor, Laguna Beach, CA.

  • 5 Star Review on Google

    “This company was very professional came through on time and never failed to include the personal element borrowers like. They are honest and good and easy to work with. I have done two loans with them and definitely recommend them”. Rosemarie C. Real Estate Investor, Laguna Hills, CA.

  • 5 Star Review on Yelp

    “Seamless, Fast, and Extraordinary service!!! There are no words to really describe how amazing my experience was with Hanover MC. David Lapin and Joann hit it out of the park with their customer service, communication, and their encyclopedia-like knowledge of lending. They exceeded my expectations on so many levels. I went into the refinance looking for working capital, David’s consultation helped me with a bigger picture and long term goals. It really does not get smoother than that!”. Avi R. Real Estate Investor, Los Angeles, CA.

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Hanover Mortgage Company is California licensed only. Real Estate Broker – California Department of Real Estate. Broker License #01410448 │ NMLS I.D. Number: 337458.